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FALL UPDATE and Flood Insurance Changes

Hello, Clients and Friends of Roland Daniel Properties.  First, I'll say I'm grateful for your business and your good will.  This is stacking up as a very good recovery year for our industry and for my business as well.  While all parts of the market are not back, all are recovering and will be back.  I'm happy to discuss 'what's happening' here with you anytime; just call.  

There are some burps and bumps that we'll have to deal with regarding property values.  One involves changes in flood insurance rules that will make all flood insurance more costly across the board -- some properties just a little -- perhaps as low as 1% change, and some properties a lot more -- 100% spread over 4 or 5 years.  I've included a link to a synopsis of the changes in flood insurance laws that will affect you either positively or negatively, depending upon the age and finished first floor elevation of your property and whether your property is owner occupied or second home / held for rental investment.  Regardless of any explanations you get from me or from others, you should check with your insurance carrier to see how you might be affected so far as your coastal Georgia property is concerned.  It's very important.  
 
Beth Ramsey works for Turner & Associates, offices in Brunswick and St. Simons.  Her company, along with 4 or 5 other agencies here, are ones we depend upon for up to date information and for supplying our marketplace with proper coverages for our properties as well as competitive pricing.  
 
Again, THANKS for your business.  Blessings.  
 
 

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